SplitAtlas

Regional cost pages

Mini-split cost by state

What a mini split actually costs, separated into the parts that behave differently: equipment, which you can shop; labour, which varies by market; electrical work, which depends on your panel; and permits, which depend on your jurisdiction.

State pages carry local electricity rates and climate framing, and where we have verified a state's labour rates and rebate programmes they carry those too. Where we have not verified them, the page says so rather than presenting a national average as a local answer — a cost page that is not actually local is worse than no cost page.

For a figure specific to your house, the installation-cost estimator and operating-cost calculator work from your own inputs.

Cost estimator

Arizona

Much of Arizona is climate zone 2 (desert) / 4-5 (high country).

Residential rate
15.23 c/kWh
Source
EIA, May 2026

California

Much of California is climate zone 3 (coastal/valley varies 2-6).

Residential rate
33.25 c/kWh
Source
EIA, May 2026

Colorado

Much of Colorado is climate zone 5 / 6-7 (mountain).

Residential rate
16.16 c/kWh
Source
EIA, May 2026

Florida

Much of Florida is climate zone 1 / 2.

Residential rate
15.17 c/kWh
Source
EIA, May 2026

Georgia

Much of Georgia is climate zone 2 (south) / 3-4.

Residential rate
15.84 c/kWh
Source
EIA, May 2026

Illinois

Much of Illinois is climate zone 4 (south) / 5.

Residential rate
23.85 c/kWh
Source
EIA, May 2026

Maine

Much of Maine is climate zone 6 / 7.

Residential rate
28.63 c/kWh
Source
EIA, May 2026

Massachusetts

Much of Massachusetts is climate zone 5.

Residential rate
28.82 c/kWh
Source
EIA, May 2026

Michigan

Much of Michigan is climate zone 5 / 6 (north).

Residential rate
22.01 c/kWh
Source
EIA, May 2026

Minnesota

Much of Minnesota is climate zone 6 / 7 (north).

Residential rate
16.95 c/kWh
Source
EIA, May 2026

Missouri

Much of Missouri is climate zone 4 (south) / 5 (north).

Residential rate
13.68 c/kWh
Source
EIA, May 2026

Nevada

Much of Nevada is climate zone 3 (south) / 5 (north).

Residential rate
13.60 c/kWh
Source
EIA, May 2026

New Hampshire

Much of New Hampshire is climate zone 5 / 6.

Residential rate
27.33 c/kWh
Source
EIA, May 2026

New York

Much of New York is climate zone 4 (metro) / 5-6 (upstate).

Residential rate
29.93 c/kWh
Source
EIA, May 2026

North Carolina

Much of North Carolina is climate zone 3 / 4 (west 5).

Residential rate
15.09 c/kWh
Source
EIA, May 2026

Ohio

Much of Ohio is climate zone 4 (south) / 5.

Residential rate
19.52 c/kWh
Source
EIA, May 2026

Oregon

Much of Oregon is climate zone 4C (west) / 5 (east).

Residential rate
16.27 c/kWh
Source
EIA, May 2026

Pennsylvania

Much of Pennsylvania is climate zone 4 (southeast) / 5-6.

Residential rate
21.55 c/kWh
Source
EIA, May 2026

Tennessee

Much of Tennessee is climate zone 3 / 4.

Residential rate
14.47 c/kWh
Source
EIA, May 2026

Texas

Much of Texas is climate zone 2 / 3.

Residential rate
16.44 c/kWh
Source
EIA, May 2026

Vermont

Much of Vermont is climate zone 6.

Residential rate
24.89 c/kWh
Source
EIA, May 2026

Virginia

Much of Virginia is climate zone 4.

Residential rate
17.61 c/kWh
Source
EIA, May 2026

Washington

Much of Washington is climate zone 4C (west) / 5 (east).

Residential rate
14.95 c/kWh
Source
EIA, May 2026

Wisconsin

Much of Wisconsin is climate zone 6.

Residential rate
19.74 c/kWh
Source
EIA, May 2026

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