Regional cost pages
Mini-split cost by state
What a mini split actually costs, separated into the parts that behave differently: equipment, which you can shop; labour, which varies by market; electrical work, which depends on your panel; and permits, which depend on your jurisdiction.
State pages carry local electricity rates and climate framing, and where we have verified a state's labour rates and rebate programmes they carry those too. Where we have not verified them, the page says so rather than presenting a national average as a local answer — a cost page that is not actually local is worse than no cost page.
For a figure specific to your house, the installation-cost estimator and operating-cost calculator work from your own inputs.
Alabama
Much of Alabama is climate zone 2A (Baldwin and Mobile counties) / 3A.
- Residential rate
- 16.40 c/kWh
- Source
- EIA, June 2026
Alaska
Much of Alaska is climate zone 5C / 6A / 7 / 8.
- Residential rate
- 28.21 c/kWh
- Source
- EIA, June 2026
Arizona
Much of Arizona is climate zone 2 (desert) / 4-5 (high country).
- Residential rate
- 15.23 c/kWh
- Source
- EIA, May 2026
Arkansas
Much of Arkansas is climate zone 3A / 4A (north).
- Residential rate
- 14.12 c/kWh
- Source
- EIA, June 2026
California
Much of California is climate zone 3 (coastal/valley varies 2-6).
- Residential rate
- 33.25 c/kWh
- Source
- EIA, May 2026
Colorado
Much of Colorado is climate zone 5 / 6-7 (mountain).
- Residential rate
- 16.16 c/kWh
- Source
- EIA, May 2026
Connecticut
Much of Connecticut is climate zone 5A.
- Residential rate
- 24.32 c/kWh
- Source
- EIA, June 2026
Delaware
Much of Delaware is climate zone 4A.
- Residential rate
- 19.29 c/kWh
- Source
- EIA, June 2026
Florida
Much of Florida is climate zone 1 / 2.
- Residential rate
- 15.17 c/kWh
- Source
- EIA, May 2026
Georgia
Much of Georgia is climate zone 2 (south) / 3-4.
- Residential rate
- 15.84 c/kWh
- Source
- EIA, May 2026
Hawaii
Much of Hawaii is climate zone 1A (hot-humid).
- Residential rate
- 52.72 c/kWh
- Source
- EIA, June 2026
Idaho
Much of Idaho is climate zone 5B / 6B.
- Residential rate
- 14.37 c/kWh
- Source
- EIA, June 2026
Illinois
Much of Illinois is climate zone 4 (south) / 5.
- Residential rate
- 23.85 c/kWh
- Source
- EIA, May 2026
Indiana
Much of Indiana is climate zone 4A / 5A.
- Residential rate
- 17.51 c/kWh
- Source
- EIA, June 2026
Iowa
Much of Iowa is climate zone 5A / 6A.
- Residential rate
- 15.93 c/kWh
- Source
- EIA, June 2026
Kansas
Much of Kansas is climate zone 4A / 5A.
- Residential rate
- 15.71 c/kWh
- Source
- EIA, June 2026
Kentucky
Much of Kentucky is climate zone 4A.
- Residential rate
- 14.26 c/kWh
- Source
- EIA, June 2026
Louisiana
Much of Louisiana is climate zone 2A / 3A (north).
- Residential rate
- 13.49 c/kWh
- Source
- EIA, June 2026
Maine
Much of Maine is climate zone 6 / 7.
- Residential rate
- 28.63 c/kWh
- Source
- EIA, May 2026
Maryland
Much of Maryland is climate zone 4A (Garrett County 5A).
- Residential rate
- 21.84 c/kWh
- Source
- EIA, June 2026
Massachusetts
Much of Massachusetts is climate zone 5.
- Residential rate
- 28.82 c/kWh
- Source
- EIA, May 2026
Michigan
Much of Michigan is climate zone 5 / 6 (north).
- Residential rate
- 22.01 c/kWh
- Source
- EIA, May 2026
Minnesota
Much of Minnesota is climate zone 6 / 7 (north).
- Residential rate
- 16.95 c/kWh
- Source
- EIA, May 2026
Mississippi
Much of Mississippi is climate zone 2A (Gulf Coast) / 3A.
- Residential rate
- 14.88 c/kWh
- Source
- EIA, June 2026
Missouri
Much of Missouri is climate zone 4 (south) / 5 (north).
- Residential rate
- 13.68 c/kWh
- Source
- EIA, May 2026
Montana
Much of Montana is climate zone 6B.
- Residential rate
- 15.14 c/kWh
- Source
- EIA, June 2026
Nebraska
Much of Nebraska is climate zone 5A.
- Residential rate
- 13.25 c/kWh
- Source
- EIA, June 2026
Nevada
Much of Nevada is climate zone 3 (south) / 5 (north).
- Residential rate
- 13.60 c/kWh
- Source
- EIA, May 2026
New Hampshire
Much of New Hampshire is climate zone 5 / 6.
- Residential rate
- 27.33 c/kWh
- Source
- EIA, May 2026
New Jersey
Much of New Jersey is climate zone 4A / 5A (north and northwest).
- Residential rate
- 24.95 c/kWh
- Source
- EIA, June 2026
New Mexico
Much of New Mexico is climate zone 3B / 4B / 5B.
- Residential rate
- 15.06 c/kWh
- Source
- EIA, June 2026
New York
Much of New York is climate zone 4 (metro) / 5-6 (upstate).
- Residential rate
- 29.93 c/kWh
- Source
- EIA, May 2026
North Carolina
Much of North Carolina is climate zone 3 / 4 (west 5).
- Residential rate
- 15.09 c/kWh
- Source
- EIA, May 2026
North Dakota
Much of North Dakota is climate zone 6A / 7.
- Residential rate
- 14.12 c/kWh
- Source
- EIA, June 2026
Ohio
Much of Ohio is climate zone 4 (south) / 5.
- Residential rate
- 19.52 c/kWh
- Source
- EIA, May 2026
Oklahoma
Much of Oklahoma is climate zone 3A / 4A / 4B (Panhandle).
- Residential rate
- 14.33 c/kWh
- Source
- EIA, June 2026
Oregon
Much of Oregon is climate zone 4C (west) / 5 (east).
- Residential rate
- 16.27 c/kWh
- Source
- EIA, May 2026
Pennsylvania
Much of Pennsylvania is climate zone 4 (southeast) / 5-6.
- Residential rate
- 21.55 c/kWh
- Source
- EIA, May 2026
Rhode Island
Much of Rhode Island is climate zone 5A.
- Residential rate
- 29.23 c/kWh
- Source
- EIA, June 2026
South Carolina
Much of South Carolina is climate zone 3A.
- Residential rate
- 15.55 c/kWh
- Source
- EIA, June 2026
South Dakota
Much of South Dakota is climate zone 5A / 6A.
- Residential rate
- 15.36 c/kWh
- Source
- EIA, June 2026
Tennessee
Much of Tennessee is climate zone 3 / 4.
- Residential rate
- 14.47 c/kWh
- Source
- EIA, May 2026
Texas
Much of Texas is climate zone 2 / 3.
- Residential rate
- 16.44 c/kWh
- Source
- EIA, May 2026
Utah
Much of Utah is climate zone 3B / 5B / 6B.
- Residential rate
- 13.37 c/kWh
- Source
- EIA, June 2026
Vermont
Much of Vermont is climate zone 6.
- Residential rate
- 24.89 c/kWh
- Source
- EIA, May 2026
Virginia
Much of Virginia is climate zone 4.
- Residential rate
- 17.61 c/kWh
- Source
- EIA, May 2026
Washington
Much of Washington is climate zone 4C (west) / 5 (east).
- Residential rate
- 14.95 c/kWh
- Source
- EIA, May 2026
West Virginia
Much of West Virginia is climate zone 4A / 5A.
- Residential rate
- 15.45 c/kWh
- Source
- EIA, June 2026
Wisconsin
Much of Wisconsin is climate zone 6.
- Residential rate
- 19.74 c/kWh
- Source
- EIA, May 2026
Wyoming
Much of Wyoming is climate zone 5B / 6B / 7.
- Residential rate
- 15.24 c/kWh
- Source
- EIA, June 2026